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Overall Score:
Rate History:

Bank's URL:

Overall Score

If you are just focused on the highest interest rate, they are a good choice. If you need your money often, I would look else where.

Amboy has been in the race for a while. I do love their rates, I can't say the same for their level of security. A bank ID and password let you in. I like 2-3 layers to make me feel comfortable. I guess they figure that since they are relatively small, they will not be a high value target for phising.


Rate History:

Pretty steadily above average.

Customer Service:

I spoke to an English speaker. They were well versed in the bank procedures. There is limited phone support.


Pretty standard, not an industry leader.


Pros: No frills, they tie to your checking or savings account. $1 minimum.

Cons: Maximum 3 bank to bank transfer per month. No ATM access.

Funding: Ties to your Checking or savings account.

Setup Process: Online and Mail only.

FDIC Insured

Mailing Address:

Amboy National Bank
3590 U.S. Highway 9 South
Old Bridge, NJ 08857

Bank's URL:


Phone: 1 (877) 22-AMBOY

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