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Capital One Costco
Citibank rolled this product out with a boom. I remeber it being in top three rates for the first four months and a huge Yahoo campaign. Then it tanked and dropped to the less half of rates at the time. I find them to just be average at best as far as rate. Their service and support is fantastic.
The rate is average. They bump it up for some promotions, but even the promotional rate barely beats the average.
24/7 Email and phone support. Well trained staff. The wait time is a little annoying. I had a 25 minute wait at 3 AM on a Saturday morning?
They follow the standard practice. They could definitely do more.
Pros: Your standard tie to a checking or savings account system. No minimum balance. ATM access. $1 minimum.
Cons: The security could be better and the rate lags due to all of the services you get with the account.
Funding: Ties to your Checking or savings account. You can also use an ATM.
Setup Process: Online, mail, and phone.
Bank's URL: http://citibank.com
U.S. Service Center
Phone: Customer Service 1-800-374-9700
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at 05:25, 03-24-2023.
Because we all can be smarter with our money.
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